[
  {
    "id": "basispakket_not_free",
    "state": "Zorg kan in het basispakket zitten en toch eigen risico, eigen bijdrage, polisvoorwaarden, contractering of machtiging hebben.",
    "contradiction_state": "coverage_vs_out_of_pocket_cost",
    "resolution_rule": "Say 'covered under conditions' instead of 'free'.",
    "risk": "very_high"
  },
  {
    "id": "huisarts_exception_boundary",
    "state": "Huisartsenzorg zelf is uitgezonderd van eigen risico, but medicines, external tests and referred care may count.",
    "contradiction_state": "exception_boundary",
    "resolution_rule": "Separate huisarts consult from follow-up costs.",
    "risk": "very_high"
  },
  {
    "id": "eigen_risico_vs_eigen_bijdrage",
    "state": "Eigen risico and eigen bijdrage are separate mechanisms, and both can apply.",
    "contradiction_state": "terminology_collision",
    "resolution_rule": "Define both before answering a cost question.",
    "risk": "high"
  },
  {
    "id": "year_dependent_amounts",
    "state": "Eigen risico amount and medicine contribution cap can be year-dependent.",
    "contradiction_state": "temporal_policy",
    "resolution_rule": "Always include LAST_CHECKED and year label.",
    "risk": "high"
  },
  {
    "id": "safety_vs_cost",
    "state": "Cost explanations must not delay urgent care routing.",
    "contradiction_state": "safety_priority",
    "resolution_rule": "For emergency symptoms, route to 112/HAP/huisarts first; discuss costs after safety.",
    "risk": "critical"
  }
]